If you are involved in a lawsuit in Utah and are struggling with expenses, pre-settlement lawsuit funding might be the solution you need. Pre-settlement litigation funding provides plaintiffs with an advance on their potential settlement. If you qualify, it can offer a financial lifeline helping you manage expenses during the often-lengthy legal process.
Is Pre-Settlement Funding Considered a Loan?
No, pre-settlement funding is not a loan. While we occasionally use the term “lawsuit loan”—since it’s a common search phrase—what we offer is technically different.
Pre-settlement funding is a non-recourse cash advance provided in exchange for a portion of your potential future settlement. Unlike a traditional loan, you are not required to repay the advance if you lose your case. In essence, we assume the risk. You receive funds upfront, and if your case is successful, we collect an agreed-upon share of your settlement.
How Legal Funding in Utah Compares to Other States
If you’re involved in a lawsuit and trying to keep up financially, the good news is that getting legal funding in Utah works much like it does in most states. The basic idea is the same: you apply, your attorney confirms details about your case, and—if approved—you receive a non-recourse cash advance that is only repaid if your case is successful.
Where Utah stands out is how clearly the state regulates legal funding, which adds structure and consumer protections.
To be eligible for Utah pre-settlement funding you must have an active personal injury lawsuit and a lawyer willing to work with us. You can apply through our website in under two minutes and depending on the strength of your case, we can move forward.
Once approved, the funds are disbursed into your bank account typically within 24 hours, giving you quick access to the money you need. You can use the funds to cover medical bills, rent, utilities, and other essential expenses without any restrictions.
Your attorney may also benefit indirectly, as they now have additional time to put together the strongest case possible on your behalf. By alleviating financial pressure, you and your attorney can avoid settling prematurely for a lower amount than you deserve.
Cities We Serve in Utah
Mustang Funding offers pre-settlement funding to plaintiffs across the state of Utah. Whether you live in a larger city, a growing suburb, or a smaller community, we’re here to provide quick, non-recourse legal funding while your personal injury case is pending. We serve clients in:
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- Salt Lake City
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- West Valley City
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- Provo
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- West Jordan
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- Orem
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- Sandy
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- St. George
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- Ogden
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- Layton
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- South Jordan
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- Lehi
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- Millcreek
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- Taylorsville
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- Herriman
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- Logan
If your city isn’t listed, don’t worry, we provide pre-settlement funding statewide in Utah. No matter where you’re located, our team will coordinate directly with your attorney to review your case and help you get the financial support you need, often within 24 to 48 hours of approval.
What Makes Utah Different (and Why That Matters to You)
n Utah, pre-settlement legal funding is regulated under the Maintenance Funding Practices Act. These rules are designed to protect plaintiffs and make sure funding companies operate fairly while a lawsuit is ongoing.
Here’s what that means in practical terms for someone waiting on a settlement in Utah:
- Utah uses a specific legal term.
Pre-settlement legal funding is referred to as “maintenance funding.” This is simply the state’s statutory name for non-recourse legal funding. It’s not a different product, and it’s not a loan.
- Funding companies must be registered with the state.
Legal funding providers are required to register with the Utah Division of Consumer Protection. This gives consumers an extra layer of oversight and accountability.
- Agreements must be clear and written.
Funding agreements must clearly state the amount of funding provided, outline the repayment terms if your case is successful, and confirm that you owe nothing if you do not recover compensation.
- You have time to change your mind.
Plaintiffs have a five-business-day right to cancel a funding agreement, as long as the advance is returned.
- Funding companies cannot interfere with your case.
Providers are prohibited from influencing your attorney, your legal strategy, or your decision to settle.
Utah regulators actively enforce these rules, which helps ensure that plaintiffs are treated fairly throughout the funding process.
How Utah Is Similar to Most Other States
Even with these extra rules in place, the experience for plaintiffs is still very familiar:
- Your attorney’s cooperation is still essential
- Approval depends on the strength and value of your case
- There are no monthly payments
- Repayment only happens if your case results in compensation
Eligibility & Underwriting for Utah Legal Funding
The decision to approve an application for presettlement funding is based more on the strength of your case rather than on your personal credit or employment.
What Funding Companies Look For
Legal funding providers focus on whether your case is likely to succeed and result in a recovery. Common factors include:
- You are the plaintiff in an active lawsuit or insurance claim
- You have an attorney handling your case
- There is a realistic chance of receiving a settlement or judgment in your favor
- The expected recovery is enough to cover legal costs and existing obligations
Utah-Specific Considerations You Should Know About
Because Utah regulates legal funding under its Maintenance Funding Practices Act, there are a few additional points that may affect timing or paperwork:
- The provider must be properly registered in the state of Utah.
Consumers can verify registration through the Utah Division of Consumer Protection.
- More structured agreements and disclosures.
Utah law spells out exactly what must be included in a funding agreement, which may add a short review step before funds are finalized.
- Limits on how charges are structured.
Utah restricts certain pricing methods to prevent unfair terms in repayment agreements.
- Transparency in limited case types.
In certain lawsuits involving government entities or public interests, courts may require disclosure of third-party funding arrangements under Utah’s Litigation Funding Transparency Act.
These rules do not usually stand in the way of getting your funding. Instead, they are meant to protect plaintiffs and help prevent confusion or unfair terms.
Common Types of Lawsuits That May Qualify for Legal Funding in Utah
Legal funding in Utah isn’t limited to one kind of lawsuit. What matters most is whether the case has strong facts, real damages, and a source of recovery.
Case Types That Commonly Qualify
Many Utah plaintiffs seek funding for everyday injury cases, including:
- Car and truck accidents
- Slip and fall or unsafe property claims
- Dog bites and animal attacks
- Pedestrian and bicycle accidents
Higher-Severity or Complex Claims
Funding may also be available for more serious cases, such as:
- Claims involving surgery or long-term medical care
- Wrongful death lawsuits
- Medical malpractice with strong documentation
- Product liability cases
Other Civil Claims That May Be Eligible
Depending on the circumstances, funding may also be considered for:
- Employment discrimination or retaliation claims
- Wage and hour disputes
- Third-party liability cases tied to workplace injuries
- Civil rights and catastrophic injury claims
What Makes a Case More Likely to Qualify for Legal Funding in Utah?
Across all case types, funding decisions are stronger when there is:
- Clear evidence of fault or liability
- Medical records that support the injury
- Confirmed insurance coverage or a solvent defendant
- A reasonable timeline for resolving the case
Contact Us to Learn More
Pre-settlement funding in Utah provides a straightforward and hassle-free way to access financial assistance while you wait for your lawsuit to settle. To learn more about pre-settlement funding in Utah, reach out to Mustang Funding today. We serve Salt Lake City, West Valley City, West Jordan, Provo, Orem, and other areas across the state and have provided more than $150 million in funds to plaintiffs and attorneys.
See the other states where pre-settlement funding is available on our website or contact us for more information.
