If you have a pending personal injury lawsuit, you could be facing financial instability. Because you cannot work due to your injuries, medical bills, everyday expenses, and the uncertainty of your future adds significant stress to an already challenging situation. Pre-settlement funding in New Hampshire could be the solution.
Is Pre-Settlement Funding Considered a Loan?
No, pre-settlement funding is not a loan. While we occasionally use the term “lawsuit loan”—since it’s a common search phrase—what we offer is technically different.
Pre-settlement funding is a non-recourse cash advance provided in exchange for a portion of your potential future settlement. Unlike a traditional loan, you are not required to repay the advance if you lose your case. In essence, we assume the risk. You receive funds upfront, and if your case is successful, we collect an agreed-upon share of your settlement.
How Pre-Settlement Funding in New Hampshire Works
To qualify for a lawsuit funding, a plaintiff in New Hampshire must have an ongoing personal injury lawsuit represented by an attorney willing to discuss case details with us. We evaluate the strength of a case, and if it meets our criteria, the plaintiff will receive approval for funding, which is generally available within 24 hours. The funds are typically used to cover expenses, such as medical bills, rent or mortgage payments, utilities, and other essential needs. However, there are no restrictions on how you can spend the money.
In addition, by avoiding the pressure to accept a settlement offer that will not cover your damages, your attorney is better positioned to negotiate for fair and reasonable compensation. Broadly speaking, it helps level the economic playing field against deep-pocketed defendants and insurance companies.
Further, pre-settlement funding is a non-recourse loan. If your case is unsuccessful, you do not have to repay it.
Cities We Serve in New Hampshire
Mustang Funding offers pre-settlement funding to plaintiffs throughout the state of New Hampshire. Whether you live in a larger city, a small town, or a rural community, we’re here to provide quick, non-recourse legal funding while your personal injury case is pending. We serve clients in:
- Manchester
- Nashua
- Concord
- Derry
- Dover
- Rochester
- Salem
- Merrimack
- Londonderry
- Hudson
- Keene
- Bedford
- Portsmouth
- Goffstown
- Laconia
If your city isn’t listed, don’t worry, we provide pre-settlement funding statewide in New Hampshire. No matter where you are, our team will work directly with your attorney to review your case and help you get the financial support you need, often within 24 to 48 hours of approval.
What Can You Use Lawsuit Loans For?
Applying for pre-settlement funding with Mustang Funding is simple and stress-free. There are no credit checks, employment requirements, or upfront costs. Instead, approval is based solely on the strength of your legal claim. With an easy application and fast review process, many clients receive funding within 24 to 48 hours.
The funds may be used for:
Medical Expenses Beyond Insurance Coverage
Even with health insurance, a serious personal injury often leaves victims facing steep out-of-pocket costs. Deductibles and co-pays can add up quickly, while many policies don’t fully cover rehabilitation, physical therapy, or long-term care needs. For example, a spinal cord injury might require months of intensive physical therapy, custom mobility equipment like a motorized wheelchair, and home modifications such as ramps or lifts, all of which may fall outside standard insurance coverage.
Prescription medications, ongoing specialist visits, and alternative treatments that aid recovery can also create unexpected financial strain. Pre-settlement funding can help bridge these gaps so you can access the care you need without delay.
Household Expenses That Add Financial Strain
When an injury prevents you from working, even ordinary household expenses can become overwhelming. Rent or mortgage payments, utilities, groceries, and childcare must still be paid, and unanticipated costs can push finances over the edge.
For example, in New Hampshire, a severe snowstorm might lead to roof damage, burst pipes, or higher heating bills. A totaled vehicle after an accident could mean suddenly needing to purchase a new car not only to get to medical appointments, but also to take your children to school or handle everyday essentials like grocery shopping — and, in some cases, to allow a spouse or partner to commute to work.
These unexpected expenses can drain savings quickly and compound the stress of being unable to earn an income.
New Hampshire Pre-Settlement Funding Laws
Pre-settlement funding is legal in New Hampshire and endorsed by state courts. However, workers’ compensation cases are not eligible. Typical cases include product liability claims, car accidents, medical malpractice, whistleblower lawsuits, and defective drug cases.
New Hampshire uses a modified version of the comparative negligence doctrine. If you are 50 percent or less at fault, your compensation will be reduced in proportion to your percentage of fault. For example, if you are awarded $100,000 but are found to be 25 percent at fault, you can only recover $75,000. However, you may not be eligible for compensation if you are 51 percent or more at fault.
Learn More About Pre-Settlement Funding in New Hampshire
Pre-settlement funding helps accident victims meet their financial needs while they wait for their claims to be resolved. We provide a financial advance directly to the plaintiff, not their lawyer’s office, to use in any manner they see fit. So, pay your bills, keep food on the table, and buy Christmas or birthday presents. It is your economic lifeline.
If you have any questions about New Hampshire pre-settlement funding and would like to know if you qualify, please contact Mustang Funding today. We serve Manchester, Nashua, Concord, Derry, Dover, and other regions across New Hampshire. We look forward to hearing from you.
Why Choose Mustang Funding
When you’re facing financial stress during a lawsuit, you need a funding partner you can trust. We provide best-in-class capital solutions for law firms, plaintiffs, litigation vendors, and other legal assets.
Founded in 2018 and based in Wayzata, MN, our mission is to empower the pursuit of justice for individuals and law firms nationwide. We achieve this mission through a commitment to transparency, integrity, and unwavering support for our clients as they navigate the legal landscape.
Our innovative and flexible litigation funding solutions ensure that no one is denied their right to a fair legal battle due to financial constraints
To date, we have:
- 170M+ Funds dispersed across our portfolio
- 10,000+ Checks Issued to individuals, groups, and firms.
- 3,000+ Unique cases financed
Our team of experts has a combined 100+ years of experience in the finance industry and 50+ years of combined experience in litigation finance.
