Lawsuits can take months or even years to resolve, and during that time, financial pressure can make it difficult to wait for a fair settlement. Insurance companies and defense attorneys know this, and use delay tactics to pressure plaintiffs into accepting less than they deserve. Pre-settlement lawsuit funding can change that dynamic in several important ways. It can offer plaintiffs the financial breathing room to meet essential expenses, level the playing field with the defense, and allow their legal team the time to build the strongest case possible.
How Pre-Settlement Funding Affects Settlement Negotiations
Understanding how pre-settlement funding can influence negotiations is key to making an informed decision.
If you decide to apply, pre-settlement funding can offer:
- More Time to Build a Strong Case. Pre-settlement funding can cover living expenses and other costs while the case proceeds. This allows attorneys the time to gather evidence, depose witnesses, and develop legal strategies without rushing to meet a client’s financial needs.
- Shift the Balance of Power. Insurance companies often pressure financially stressed plaintiffs into settling quickly for less. With funding in place, plaintiffs can withstand these tactics and negotiate on a more level playing field.
- Support Long-Term Medical Recovery. Access to treatment without waiting for a settlement means the plaintiff’s medical condition can fully stabilize before negotiations, resulting in a clearer and often higher valuation of damages.
- Help Maintain Quality of Life During Litigation. Plaintiffs can meet everyday needs like rent, utilities, and groceries, preventing personal hardship from becoming a factor in decision-making.
- Cover Out-of-Pocket Case Expenses. In some situations, funding can be used to pay for expert witnesses, medical evaluations, or accident reconstructions, which can strengthen the claim and increase its settlement value.
- May Influence Defendant’s Strategy. When the defense sees that the plaintiff is not under financial duress, they may realize lowball offers won’t work and be more willing to negotiate in good faith.
With pre-settlement funding, you can obtain compensation before your case is resolved in as quickly as a few days — without a complicated application process.
How It Works
Here is how pre-settlement funding works:
At Mustang Funding, to qualify for pre-settlement funding, you must have a pending lawsuit and legal representation. Get started by filling out our online application, which must include your attorney’s contact information.
Our internal team evaluates the strength of your claim and determines an appropriate monetary figure. After consulting with your attorney, we will base our final decision on whether we believe you will win compensation and how much you are likely to receive. If you have provided complete contact information for your attorney, we could have an answer for you in as little as 24 hours.
Pre-settlement funding does not require good credit or an employment check, because approval is based solely on the strength of your legal claim. Unlike credit cards and personal loans, it also does not require monthly payments — funds are repaid only once your case is resolved. Since it’s non-recourse, you owe nothing if your case doesn’t resolve in your favor.
Contact Mustang Funding Today
Mustang Litigation Funding, located in Wayzata, MN, offers ethical institutional litigation funding to support justice. For more information about pre-settlement funding and whether it is the right option for you, contact Mustang Funding today. We’d love to hear from you. Learn more by reading our Ultimate Guide to Pre-Settlement Funding.
About Mustang Funding
Mustang Funding, founded in 2018 and based in Wayzata, MN, is a litigation finance company dedicated to empowering individuals and law firms nationwide with transparent and innovative financial solutions. With over $170 million funded, 10,000+ checks issued, and more than 3,000 cases financed, Mustang provides plaintiff pre-settlement funding, law firm financing, and commercial funding to meet diverse client needs. Their commitment to transparency, integrity, and expertise sets them apart, offering tailored financial support to plaintiffs, businesses, and legal professionals. By bridging capital gaps and fostering access to justice, Mustang Funding continues to lead the legal asset investment industry with a strategic, inclusive, and forward-thinking approach.
